Why Should I Make a Budget?

Why Should I Make a Budget?

People often will say they have a budget. You say you know where your money goes and you don’t need it all written down to keep up with it? I issue you this challenge. Keep track of every peso you spend for one month and I do mean every peso. I know of a...
Why Is It So Hard To Save?

Why Is It So Hard To Save?

Just like planting rice, it’s never fun. Saving is no laughing matter. You work hard all day, every single day, but when payday comes, you’re still a few hundred pesos short. These days, it’s really difficult to save. With all the bills and expenses, it’s hard to set...