4 Steps to Becoming Financially Disciplined

4 Steps to Becoming Financially Disciplined

Establishing an effective form of DISCIPLINE when it comes to money is HARD. Sometimes we second-guess ourselves. Sometimes we get tempted. And most of the time we will disappoint ourselves. But the real key to building the right kind of discipline is to simply NEVER...
Financing your adult children

Financing your adult children

Question: Hi, Randell. My child has been working for five years already but I feel that I can do more to help him become financially independent. I’ve been helping him out by giving him a monthly allowance of P10,000, instead of him contributing to our expenses in the...
4 Damaging Consequences of Financial Stress

4 Damaging Consequences of Financial Stress

FINANCIAL STRESS is a real life experience for most of us. We have bills we can barely keep up with. We are neck deep in debt. Our personal relationships are starting to feel the blow of our financial struggles and we may even be losing some friends along the way. For...
5 Tips To Get Rid of Your Credit Card Debt

5 Tips To Get Rid of Your Credit Card Debt

QUESTION: Because of emergency and other unforeseen expenses, I have racked up credit card debt. I hate the feeling of having debt. It scares me that I may never be able to pay them down, and the interest rates are discouraging. I would love to get some tips from you...
3 Tips On How Successful People Embrace Discipline

3 Tips On How Successful People Embrace Discipline

Not everybody loves DISCIPLINE. It’s hard. It’s exhausting. It goes against everything in your body and your mind that wants to just take things easy. In short, it is a barrier between you and your occasional desire to just be lazy and not work. One of the surest ways...