Living Within Your Means

Living Within Your Means

If the blanket is short, we need to learn how to curl up under it. What do I mean? In all the years that I’ve been teaching financial management, I can say that one of the greatest secrets to financial freedom is to live within your means. When we start to live beyond...
Don’t Meddle With The Lives Of Others

Don’t Meddle With The Lives Of Others

“Hey, let me join your conversation. Who are you talking about?” “Oh really? Her? Isn’t she deep in debt? Oh sorry, I didn’t mean to butt in. I just couldn’t help but overhear!” “Come on, tell me about it! I promise I won’t tell anyone else.” Do you know of people who...
Don’t Meddle With The Lives Of Others

There Are No Shortcuts In This Life

We all want to get rich, but none of us want to work hard. We all want to succeed, but none of us want to try. We all want to succeed, but none of us want to persevere. We all want to achieve our dreams, but none of us want to do something about it. We want all things...
Living Within Your Means

Why Is It So Hard To Save?

Just like planting rice, it’s never fun. Saving is no laughing matter. You work hard all day, every single day, but when payday comes, you’re still a few hundred pesos short. These days, it’s really difficult to save. With all the bills and expenses, it’s hard to set...